Customer Information Form – Fact Find

LOAN OBJECTIVES – TICK THE APPROPRIATE BOX AND PROVIDE NARRATIVE IN THE BOX PROVIDE – MUST BE COMPLETED

LOAN OBJECTIVES NARRATIVE – MUST BE COMPLETED
IF REFINANCING, WHAT ARE THE REASONS

IF REFINANCE RISKS HAVE BEEN IDENTIFIED HAVE THESE RISKS BEEN DISCUSSED WITH THE APPLICANT/S?

LOAN REQUIREMENTS

LOAN REQUIREMENTS – EXPLANATION

EMPLOYMENT – CURRENT

PREVIOUS EMPLOYMENT

INCOME

SELF EMPLOYED APPLICANTS
CURRENT ASSETS
Property 1
PROPERTY 1

PROPERTY 2
PROPERTY 2

PROPERTY 3
PROPERTY 3

VEHICLE 1
VEHICLE 1

VEHICLE 2
VEHICLE 2

BANK ACCOUNT 1
BANK ACCOUNT 1

BANK ACCOUNT 2
BANK ACCOUNT 2

INVESTMENTS
INVESTMENTS

SUPERANNUATION
SUPERANNUATION

CONTENTS AND
CONTENTS AND

OTHER
OTHER

CURRENT LIABILITIES
MORTGAGE 1
MORTGAGE 1
MORTGAGE 1

MORTGAGE 2
MORTGAGE 2
MORTGAGE 2

MORTGAGE 3
MORTGAGE 3
MORTGAGE 3

PERSONAL LOAN
PERSONAL LOAN
PERSONAL LOAN

CAR FINANCE 1
CAR FINANCE 1
CAR FINANCE 1

CAR FINANCE 2
CAR FINANCE 2
CAR FINANCE 2

CREDIT CARD 1
CREDIT CARD 1
CREDIT CARD 1

CREDIT CARD 2
CREDIT CARD 2
CREDIT CARD 2

CREDIT CARD 3
CREDIT CARD 3
CREDIT CARD 3

HECS / HELP
HECS / HELP
HECS / HELP

OTHER
OTHER
OTHER

CHILDCARE

CHILDCARE INCLUDING NANNIES

CLOTHING AND PERSONAL CARE

CLOTHING, FOOTWEAR, COSMETICS, PERSONAL CARE

EDUCATION

PUBLIC OR TERTIARY SCHOOL FEES/UNIFORMS, TEXT BOOKS

GROCERIES

TYPICAL SUPERMARKET SHOP FOR GROCERIES INCLUDING FOOD AND TOILETRIES.

INSURANCE

INSURANCE ALL INSURANCE INCLUDING HEALTH, HOME AND CONTENTS, MOTOR VEHICLE, LIFE, INCOME PROTECTION

INVESTMENT PROPERTY UTILITIES, RATES AND RELATED COSTS

HOUSING AND PROPERTY EXPENSES ON INVESTMENT PROPERTY INCLUDING RATES, TAXES, LEVIES

MEDICAL AND HEALTH

MEDICAL AND HEALTH COSTS INCLUDING DOCTOR, DENTAL, OPTICAL AND PHARMACEUTICAL ETC.

OWNER OCCUPIED PROPERTY UTILITIES

HOUSING AND PROPERTY EXPENSES ON OWNER OCCUPIED PROPERTY INCLUDING RATES, TAXES, LEVIES, BODY CORPORATE AND STRATA FEES

RECREATION AND ENTERTAINMENT

RECREATION AND ENTERTAINMENT INCLUDING ALCOHOL, TOBACCO, GAMBLING, RESTAURANTS, MEMBERSHIP FEES

TELEPHONE, INTERNET, PAY TV AND MEDIA STREAMING SUBSCRIPTIONS

TELEPHONE, INTERNET, PAY TV AND MEDIA STREAMING SUBSCRIPTIONS TELEPHONE ACCOUNTS (HOME AND MOBILE)

TRANSPORT

PUBLIC TRANSPORT, MOTOR VEHICLE RUNNING COSTS INCLUDING FUEL, SERVICING, PARKING AND TOLLS

OTHER

UNIQUE ITEMS NOT COVERED IN ABOVE CATEGORIES

DISCRETIONARY EXPENSES

ANYTHING WHICH IS NOT ESSENTIAL FOR THE OPERATION OF THE HOME

TOTAL MONTHLY EXPENSES

FUNDS TO COMPLETE – WHERE ARE YOU OBTAINING THE FUNDS THAT YOU ARE CONTRIBUTING TO THE TRANSACTION
SOLICITOR / CONVEYANCER DETAILS – IF KNOWN
CREDIT HISTORY

IF YES TO ANY OF THE ABOVE, PLEASE PROVIDE FURTHER DETAILS
CHANGES TO CURRENT CIRCUMSTANCES

PROTECTING LIFESTYLE AND ASSETS

IF YOUR INCOME REDUCES, DUE TO ILLNESS OR INJURY, DO YOU HAVE THE INSURANCE TO COVER YOUR LOAN?